USDA Loan

 Minimum Down payment

 • No down payment required*

Maximum mortgage amount

• No purchase price limit

Credit score requirements

• See loan officer for latest FICO® 

Score Requirements

Flexible credit guidelines

Qualifying ratios

Per automated underwriting

Seller concessions

6% seller concessions available

Closing costs can be financed

Gift funds

Gift funds allowed for the down payment or closing costs

Miscellaneous

No second home, vacation home or investment properties

Income restrictions may apply

No first-time homebuyer requirement

Geographic restrictions